It Can Be Both
People are very good at make excuses for poor business performance that have nothing to do with the businesses themselves. It was too hot or it was too cold. Sorry…
The Good, The Ad and the Ugly
As I've said before, marketing is hard. I'm sure the folks at Hyundai thought this ad was clever, but now they are being criticized for promoting irresponsible behavior. Oddly, they…
Investor Sounds Good
There is a conservative blowhard named Stephen Green who claims in his bio to be an investor. He often blathers on about the "coming meltdown" in auto finance. He's one…
The Sound of Velcro
This article tells us that "even young, hip Americans don’t want to use mobile payment apps." You could replace "mobile payment apps" with all kinds of technology. We assume people…
Which Song Shall We Sing?
If I were to pick a song to play while reading the latest coverage of the state of auto finance, it would be this one. But while most people are…
One of those Truth conspiracy ads against “Big Tobacco” says that cigarette makers have labeled blacks as a “market priority.” The woman in the ad says it as if that…
After It Happens
Yesterday, I discussed on how regulation happens, which boils down to a combination of good intentions and unintended consequences. After writing that blog, I cam across an article in my…
How It Happens
I read a couple of passages that really clarify how regulation happens. The first comes from the book “Drop Dead Healthy” by A.J. Jacobs. Jacobs spends a chapter covering topics…
Have You Heard About the Lonesome Loser?
His name is Sergio. I was never a fan of this merger. Now the question is how long until the music stops.
Piles of Pants
My oldest daughter works in retail, so I think about it a lot. Right now seems a scary time for the industry. But those suffering the most are what I…