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Ted Craig

  • Those Are Different Words
    This Bloomberg hit piece on Santander has been making the rounds for the past week. The headline says "Auto Defaults Are Soaring." So I did a Ctrl+F on the word…
  • At the Newsstand: Field & Stream
    I recently came across this article on the plight of independent bow shops and it struck me they face many of the same problems as car dealers. Like car dealers,…
  • Who You Gonna Call?
    Twice this week I've made calls that ended with a happy conclusion for me. I had one bill reduced and the interest taken off another. I could have just paid…
  • Can't Stop, Won't Stop
    I often joke "What happens if the CFPB solves all of the nation's consumer financial problems? What will they do then?" I don't think I really want to know the…
  • How Do You Sleep
    I didn't sleep well last night. And this morning I played a brain game on my phone and scored lower than I did the last time I played it. Sleep…
  • It's In the Cards
    Reading the latest quarterly report from Chase, I see that provision for credit losses for non-mortgage financing grew from April to June. Must be that evil auto finance bubble we…
  • Where Credit Is Due
    Why did the CFPB ban mandatory arbitration agreements? If you read their own release, it was because of credit cards. Here is what it says in the press release about…
  • Life Stories
    Harry Truman once said, "Not all readers are leaders, but all leaders are readers." But what do they read? I have noticed that more than anything, successful people read biographies.…
  • Payday
    A recent article in Governing supports the elimination of payday lending, basically. It discusses how Montana capped the rate for these small-dollar loans at 36 percent in 2010. The average…
  • Code Talk
    Here's something few men have ever said: my wife likes to watch Dr. Phil. And the other day she was watching a rerun during which Phil McGraw was pushing one…